School’s out, the days are longer, and for many teens in Middle Tennessee, summer means one thing: freedom behind the wheel. But with that freedom comes real responsibility—and increased risk. June, July, and August are consistently the most dangerous months for young drivers. In fact, the period between Memorial Day and Labor Day is often called the “100 Deadliest Days” for teen drivers due to the sharp rise in fatal crashes involving young people.
In this edition of our Summer Smart series, we’re covering what every parent and teen needs to know about Tennessee teen driver laws, common risks, and how to stay safe on the road this summer.
Tennessee Teen Driver Laws: What Parents and Teens Should Know
Tennessee uses a Graduated Driver License (GDL) system, which puts young drivers through three phases:
- Learner’s Permit (age 15+)
- Must drive with a licensed adult (21+)
- No cell phone use
- 50 hours of driving practice (10 at night) required before progressing
- Intermediate Restricted License (age 16+)
- No more than one passenger under 21 unless a licensed adult is present
- No driving between 11 PM and 6 AM
- Must remain crash- and conviction-free for 12 months to advance
- Intermediate Unrestricted License (after 12 months of restricted)
- Restrictions lifted if requirements are met
Teens must hold a valid learner’s permit for at least 180 days before applying for a restricted license, and they must complete a certified driver’s ed course or submit a signed affidavit of practice driving.
More info: TN Department of Safety & Homeland Security
Common Mistakes That Lead to Accidents
Even responsible teens make poor decisions when they’re behind the wheel—often due to inexperience, distractions, or peer pressure. The most common causes of teen driver accidents include:
- Speeding or misjudging curves and distances
- Distracted driving, especially from phones and passengers
- Overconfidence after passing their test
- Driving at night or in unfamiliar areas
- Not wearing seat belts
Teens are also more likely to panic in emergencies or underestimate how long it takes to stop. The combination of inexperience and confidence can be dangerous without consistent guidance.
Legal and Financial Consequences of Teen Crashes
Parents are often shocked to learn they can be held legally and financially responsible for accidents caused by their teen—even if they weren’t in the car.
Here’s what’s at stake:
- Insurance rate increases after a crash
- Personal liability for medical bills, vehicle damage, or lawsuits
- Criminal charges if a teen is found to be reckless, impaired, or violating license restrictions
- Points on license or possible suspension
A teen driver’s mistake can have long-term effects on the whole family. That’s why it’s so important to set clear boundaries and stay involved, even after they earn their license.
Summer Safety Tips for Parents and Teen Drivers
Want to keep your teen safe and confident behind the wheel this summer? Here are some practical tips:
- Set a driving agreement with curfews, passenger limits, and phone restrictions
- Use apps that block texts and calls while driving
- Require seat belts every time, for every passenger
- Practice night driving together in low-pressure settings
- Review what to do after an accident: pull over safely, call for help, document what happened
And remember—modeling good driving behavior yourself goes further than any lecture.
If Something Goes Wrong, We’re Here to Help
Stillman & Friedland has helped countless families navigate the aftermath of teen driver accidents. If your teen is involved in a crash and you’re unsure what your legal rights or responsibilities are, we’re just a phone call away.
We provide clear answers, trusted support, and a free consultation—so you can focus on what matters most.
Call 615-244-2111 or contact us online to get started.
Because we care…
Stillman and Friedland
