Summer in Tennessee is packed with celebrations, lake days, and outdoor gatherings. From Fourth of July fireworks to weekend barbecues and boating on the lake, it’s a season full of fun—but also full of risks that can quickly turn legal.
In this Summer Smart series post, we’ll look at the hidden dangers of summer fun, who’s legally responsible when something goes wrong, and how to protect yourself and your guests.
Fireworks and Legal Liability in Tennessee
Fireworks are a Fourth of July staple—but they’re also a leading cause of summer injuries.
Quick facts:
- More than 10,000 people are injured by fireworks each year in the U.S.
- Burns are the most common injury, especially among kids and teens
- In Tennessee, local ordinances vary, and some cities (like Nashville) prohibit personal fireworks
Legal risks:
- If someone is injured by fireworks on your property—even if they brought them—you could be held liable
- Fireworks that damage a neighbor’s property (like a house or car) can lead to civil lawsuits
- Illegal fireworks use can result in fines or misdemeanor charges
Play it safe:
- Check your local laws before lighting anything
- Never allow unsupervised minors to use fireworks
- Keep a bucket of water or hose nearby in case of fire
Boating Accidents: Who’s Responsible on the Water?
Tennessee is full of lakes and rivers, making boating a summer tradition—but also a legal minefield.
Tennessee boating laws require:
- A boater safety certificate for operators born after January 1, 1989
- Life jackets for every passenger (children 12 and under must wear one at all times)
- A sober driver—drinking and boating is just as illegal and dangerous as drinking and driving
Legal consequences of a boating accident:
- Personal injury claims if someone is hurt
- Liability for property damage
- Potential criminal charges (especially if alcohol is involved)
- Reporting required for injuries, deaths, or damages over $2,000
If you’re the boat owner, you’re responsible for making sure your passengers stay safe—even if someone else is driving.
Backyard Dangers and Social Host Liability
Hosting a barbecue or pool party? Great—but be aware of the risks:
Common backyard injury risks:
- Slip and falls (wet surfaces, uneven ground)
- Drownings or near-drownings
- Trampoline or playground accidents
- Alcohol-related incidents
In Tennessee, social hosts can be held liable if:
- They serve alcohol to minors
- They knowingly allow unsafe conditions
- They fail to supervise a pool or hazardous area
Tips to reduce your risk:
- Make sure walkways are clear and dry
- Fence or secure pools and fire pits
- Avoid over-serving guests
- Consider umbrella liability coverage through your homeowner’s policy
What If Someone Gets Hurt?
If someone is injured during a summer gathering—whether from fireworks, boating, or a fall on your property—they may have the right to file a personal injury claim. Even if it was an accident, you could be responsible for:
- Medical bills
- Lost wages
- Pain and suffering
- Legal fees
The best way to protect yourself is through awareness, preparation, and clear boundaries.
Injured During Summer Fun? We Can Help.
If you or someone you love is hurt during summer activities—on the road, in the water, or at someone’s home—Stillman & Friedland is here to help you understand your rights and options.
We offer free consultations and support clients across Middle Tennessee.
📞 Call 615-244-2111 or contact us online to learn more.
Because we care…
Stillman and Friedland
